Privacy Policy

Effective date: when filing opens (this is a pre-launch draft)

This policy explains what Summed Partners LLC, doing business as J1NTAX ("we", "us"), collects and how we use it — both on this website today, and in the J1NTAX tax-preparation product once filing opens. We built this product for people trusting us with the most sensitive documents they have, and this policy is written to be read, not skimmed past.

This policy follows the recognized online-privacy principles that US e-file rules point to: clear notice of what we collect, choice over how it is used, access to your own data, and security safeguards for it — plus the stricter limits US tax law places on tax return information (section 3).

1. What this website collects today

Right now, before launch, this website is informational and collects almost nothing:

• The refund calculator runs entirely in your browser. The numbers you type are never transmitted to us or anyone else, and are gone when you close the page.
• No accounts, no forms, no tracking. This site currently has no sign-up, sets no advertising or analytics cookies, and runs no analytics scripts.
• Email you send us. If you email us, for example to be told when filing opens, we use your address and message only to reply and to send that one notice. We never sell it or add it to a marketing list without asking.
• Two unavoidable technical notes: our web host receives the standard server logs any website generates (your IP address, browser type, pages requested), which we use only to operate and secure the site; and our pages load the "Outfit" typeface from Google Fonts, which means your browser sends Google your IP address and browser details when the font loads. (Google's privacy policy.)

If we add anything to this site that collects data — such as a launch waiting list — this section will be updated first.

2. What the product will collect (when filing opens)

Preparing a nonresident tax return requires the information the tax forms themselves require. When you create an account and prepare a return, we will collect:

• Identity and contact: name, date of birth, email, home-country address and US address, passport number, and visa details.
• Tax data: Social Security Number or ITIN, US travel history, visa category and program dates, wage documents (such as W-2s, including photos you upload for automatic reading), and the figures on them.
• Payment and refund delivery: bank account details you choose to provide for direct deposit of a refund, and payment card details for our fees — card details go directly to our payment processor (Stripe) and are not stored on our servers.
• Service records: the forms we generate for you, your account activity, and support correspondence.
• Security and fraud-prevention data the IRS requires: every electronically filed return must include the IP address and a device identifier from when you started your return and when you filed it, how long you actively spent preparing it, and — if you choose direct deposit — when you entered your bank details. We record these as you work solely to include them in your e-filed return. The device identifier is a random code stored in your browser, not information about you, and we keep only a scrambled (hashed) version of it.

3. How we use it — and the special rules for tax data

We use your information for exactly one job: preparing and (where you consent) filing your tax forms, plus operating your account, collecting our fees, providing support, and meeting our own legal obligations.

US federal law gives tax return information extra protection beyond ordinary privacy law: Sections 7216 and 6713 of the Internal Revenue Code restrict how anyone who prepares tax returns may use or disclose tax return information, with criminal and civil penalties. In plain terms:

• We use your tax return information to prepare your return — not for anything else without your specific, written consent in the form the IRS prescribes.
• We do not sell your personal information. We do not use it for advertising. We do not share it with marketers. Ever.

4. Who we share it with

Only the parties needed to do the job:

• Tax authorities — the IRS and, if you buy a state return, the state tax agency: that's the filing itself, at your direction.
• Service providers under confidentiality obligations, only to the extent needed: account sign-in (Clerk); reading the W-2 images you upload (Anthropic, whose AI model extracts the figures for you to review — processed in the United States); hosting and database infrastructure (Google Cloud, in the United States); email notices about your filing (Resend); protection against automated abuse of the site (Cloudflare); and payment processing (Stripe).
• Legal process — if we are legally required to disclose, we disclose only what is required.

We never share your data with refund agents, recruiters, sponsors, or anyone else for their own purposes.

5. Security

We maintain physical, electronic, and procedural safeguards that comply with applicable law and federal standards. Tax data is encrypted in transit and at rest, access is restricted and logged, and we follow the IRS safeguarding requirements that apply to authorized e-file providers, including the security and privacy standards in IRS Publication 1345. Before we accept any taxpayer information, our compliance with this policy will be certified by an independent privacy seal program recognized by the IRS. No system is perfectly secure, but minimizing what we collect and who can touch it is a design rule of the product — not an afterthought. If a breach affects your data, we will notify you, and the IRS, as required by law.

6. How long we keep it

We keep your information only as long as it is useful to you or required, then delete it automatically:

• Returns you file — a copy of each return we file for you (or prepare for you to mail), and the IRS's acknowledgement of it, is kept encrypted for three years after the later of the return's due date or the day you filed it. That is the period in which the IRS may ask about the return and in which you may amend it or claim a refund, so you can download your filed return from your account whenever you need it. That year's details (name, identification number, W-2 figures) are kept for the same period.
• A return you calculated but never filed — deleted two years after you last worked on it.
• An unfinished return — deleted one year after you last saved it.
• Payment records — kept as part of our business accounts. They contain no identification numbers or return data, and card details never reach us.

You can ask us to delete your account at any time. We will delete everything we are not required by law to keep — for example, IRS rules require us to keep the acknowledgement of a return we transmitted until the end of the year it was filed — and tell you what must be kept and until when.

7. Your rights

Wherever you live, you can ask us to: access a copy of your data, correct it, delete what we are not legally required to keep, or export the forms we prepared for you. Contact us at [email protected] and we will respond within 30 days.

If you are in the European Economic Area or the UK: most of our users come from abroad, including the EU, and we honor GDPR rights (access, rectification, erasure, restriction, portability, objection). Our legal bases are performance of a contract (preparing the return you asked for), legal obligation (tax record-keeping), and legitimate interests (securing the service). Your data is processed in the United States — necessarily so, since its purpose is a filing with the US government. You may lodge a complaint with your local supervisory authority.

8. Children

The Service is for adults (18+). J-1 work-and-travel programs require participants to be adults, and we do not knowingly collect data from anyone under 18.

9. Changes to this policy

Updates will be posted here with a new effective date; material changes will also be emailed to account holders before they take effect. We will never weaken the tax-data promises in section 3.

10. Contact

Summed Partners LLC d/b/a J1NTAX
Texas, United States
[email protected]